Deliver a checkout that converts. We design and implement payment gateway integration and payment architecture for marketplaces, subscription platforms, e‑commerce and service businesses. Whether you need Stripe integration, Stripe Connect for split payouts, PayPal or Square support, or a custom payment API layer, we build secure, PCI‑aware systems that reduce friction, lower fraud, and unlock new revenue models.
Why payment integration is strategic, not technical
Poorly designed payment flows cost conversions, increase chargebacks, and create operational overhead. Treating payments as a product — not a bolt‑on — means faster checkouts, fewer failed transactions, and predictable revenue. Our payment gateway integrations focus on:
- Checkout conversion: reduce abandonment with fast, localised payment methods and one‑tap flows
- Compliance and security: minimise PCI scope with tokenisation and server‑side processing
- Business models: enable marketplaces, subscriptions, split payouts and refunds with robust routing
- Reliability: resilient webhooks, idempotent endpoints and observability for transaction health
One‑line value proposition
We build secure, scalable payment integrations that reduce friction, protect revenue, and enable complex business models like marketplaces and subscription billing.
Who this is for
- Marketplaces that need vendor onboarding and split payouts
- SaaS and subscription businesses requiring recurring billing and dunning logic
- E‑commerce platforms seeking fast, PCI‑aware checkout and local payment methods
- Service platforms that require multi‑vendor settlements and detailed reporting
Outcomes you can expect
- Higher checkout conversion through UX and payment method optimisation
- Lower fraud and chargebacks with layered fraud controls and 3‑D Secure where appropriate
- Faster settlements and reconciliations with automated payout and reporting flows
- New monetisation via subscription models, fees, and premium payment features
Core capabilities we deliver
Gateway selection and integration
We integrate major providers (Stripe, PayPal, Square and regional gateways) and design the right mix of local payment methods, multi‑currency routing, and fallback flows to maximise acceptance rates.
Marketplace payments and Stripe Connect
Design and implement split payouts, vendor onboarding, KYC flows, fee routing, and reconciliation so marketplaces can scale without manual settlement work.
Subscription billing and lifecycle management
Recurring billing, proration, trials, invoice generation, and dunning strategies that reduce churn and stabilise MRR.
Secure tokenisation and PCI scope reduction
Client‑side tokenisation, server‑side processing, and best practices to minimise PCI scope while keeping saved payment methods secure and compliant.
Fraud prevention and risk controls
Layered fraud strategy using gateway tools, device signals, behavioural checks, and custom rules to balance conversion with risk mitigation.
Resilience, observability and reconciliation
Idempotent endpoints, retry logic, webhook validation, monitoring dashboards, and automated reconciliation to keep payments reliable at scale.
UX and conversion optimisation
One‑tap checkout, local payment methods, saved cards, and mobile‑first flows that reduce friction and increase completed transactions.
Typical architecture pattern
- Client layer: secure tokenisation and local payment method handling
- Gateway layer: API‑first integration with chosen providers for authorisation and capture
- Service layer: business logic for subscriptions, split payouts, refunds and reconciliation
- Event layer: webhook processing, idempotency, and asynchronous settlement tasks
- Observability: transaction dashboards, alerts, and dispute management tools
Compliance and risk controls
We design payment flows with compliance baked in: PCI‑aware patterns, consent capture, audit trails, and secure storage. Fraud prevention is layered—gateway fraud tools, device signals, and custom scoring—so you can scale while protecting revenue.
How we deliver — fast, low risk, measurable
- Discovery & risk mapping — define flows, currencies, and compliance needs.
- Prototype & conversion test — validate checkout UX and acceptance rates.
- Integrate & harden — connect gateways, implement webhooks, and add fraud controls.
- Launch & monitor — live rollout with observability and rollback plans.
- Iterate — optimise routing, retry logic, and UX from real transaction data.
Proof points
We’ve implemented payment integrations for marketplaces, subscription platforms and high‑volume e‑commerce sites—reducing friction, enabling split payouts, and maintaining PCI and fraud controls while improving conversion.
Quick checklist for your payments team
- Choose gateways that match your currency and local payment method needs
- Implement tokenisation to reduce PCI scope
- Use 3‑D Secure where required to shift liability and reduce fraud
- Build idempotent server endpoints for safe retries
- Monitor webhooks and reconciliation daily to catch settlement issues early
Ready to simplify payments and scale with confidence
We’ll design a payment architecture that fits your product, reduces friction, and unlocks new revenue models. Contact us today.
